Insurance Analysis

Apartment Building Owners Insurance

Landlord's insurance is a specifically designed insurance rider designed to protect property owners (commercial or residential).  At Keystone Insurers Group, our agents make choosing landlord's Insurance an easy, stress-free experience.  We save you time and money by answering all your questions and laying out your insurance options clearly, which makes it quick and easy to find the Pennsylvania landlord's insurance policy you need.

Landlord's insurance coverage financially protects your rental property from damages, as well as you, personally, from legal liability.  That is, it protects you both when a legal dispute arises between you and your tenant and when property damage makes your property inhabitable. Therefore, your insurance will pay for the costs of legal expenses and the costs of repair for property damage – if you have the right landlord's insurance policy.

We hate to think about it, but we must always be prepared for the worst.  If a fire, flood, or other disaster damages or destroys your property, the repairs can be extremely expensive. With a comprehensive landlord's insurance policy, you will have financial protection against those situations.

Landlord's insurance is also critical because you, as the landlord, can be held responsible if a tenant is injured on your property if he or she chooses to sue you for injuries incurred.  The right policy will ensure that your legal fees are covered while you defend yourself against such cases.  Then, if there would be a judgment against you, many policies pay out so your assets and personal belongings are protected.  With landlord's insurance through Keystone Insurers Group, you can rent your property out with confidence!

Landlord insurance coverage typically includes protection for your rental building. Keystone Insurers Group can offer you additional options to protect:

  • Other structures on your rental building's property – such as garages or sheds
  • Any personal property, such as furniture or appliances stored on site, or provided by you, for use by your tenants

Make sure you’re not at risk!  Contact us today for a free analysis and quote for landlord insurance – 814-629-5607!